Initial consultations are free. Going forward, initial and refined financial planning services typically require a flat-rate fee. Investment management services fees are based upon assets under management.
...with many "moving parts" (401(k), IRA, Investments, Savings, Social Security, Medicare etc) that ultimately must fit together to form a plan that will provide you with both the financial and emotional security you need and deserve (they are equally important). A Written Retirement Plan is the foundation for ensuring that your savings will last for your lifetime. It is is the best way for most retirees (and those that will be retiring soon) to increase their confidence that their hoped-for retirement lifestyle will be sustainable. Retirement income planning is "part art and part science." The science is math, while the art lies in experience; we offer both.
We perform extensive analysis and planning as an integral part of the value we bring to our clients. We first analyze the "big picture" by comparing your retirement goals to your assets, and then fill-in the "details" such as the specific financial tools that will be used to execute and sustain your plan over time (stocks, bonds, insurance solutions, etc).
Ultimately, we seek to achieve your goals in the least complex and most practical way as we possibly can.
To quote the legendary Benjamin Graham, known as the "Dean of Wall Street, "The essence of investment management is the management of risk, not the management of returns."
We believe that avoiding large losses - an essential element of risk management - has as much effect upon the overall growth of an investment portfolio as does achieving gains. This is because when you incur large losses, the subsequent gain needed to "get back to even" is larger than the loss itself. Put differently, it is hard to get ahead if you take two steps forward and one back.
We work with some of the nations leading professional investment management firms to provide our clients with best-in-class asset management. As every client is different - therefore with different investment management needs - we select the asset management firm (or firms) that best suits your individual goals, assets, and risk tolerance.
Prudent Prospera Planning is a California Registered Investment Advisor.
Copyright © 2018 AtulCFP.Com - All Rights Reserved.
Prudent Prospera Planning, Inc, located in state of California, (PrudentProspera) is a registered investment advisor .The Firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. PrudentProspera continuously monitors its filing requirements in all states, and will provide individualized services only in accordance with various state regulations. Any direct communication by prudent Prospera with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.This website is for informational purposes only and does not constitute a complete description of investment services or performance. This website in no way constitutes the provision of investment advice, which will only be provided under a written investment advisory agreement and only in states in which PrudentProspera is registered, has made the appropriate notice filings, or is exempt from notice filing requirements. Information on this website is not an offer to buy or sell, or a solicitation of any offer(s) to buy or sell the securities mentioned herein. Hyperlinks on this website are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto.Each client or prospective client agrees, as a condition precedent to his/her/its access to PrudentProspera ’s website to, release and hold harmless PrudentProspera its offices, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which use independent of his/her/its receipt of personalized individual advice from PrudentProspera. Atul C. Dubal CFP(R) Ca Insurance Lisc # 0B42798